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Spending

 

#5: split it

Dating can get expensive, but this is the 21st century. Take turns buying dinner or movie tickets.    

#4: it’s always on sale

Believe it or not, where you shop makes a major difference in what you spend. Avoid convenient stores and try shopping at places such as Aldi’s and Save-A-Lot. You’ll be amazed how much you’ll save.   

#3: steer clear of the drive-thru 

Eating out can add up. Cook dinner several nights a week and share the responsibility with roommates to cut down on the time commitment.    

#2: stash some cash

Do yourself a favor--try to put away $10 a week for one semester. Use this as an emergency fund when you’re in a jam.     

#1: keep the credit card balance low--like at ZERO

What you owe adds up, and interest accumulates quickly. Paying off credit card bills each month helps keep your cash flow steady and helps your credit record. Remember—your future employer may be watching.

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