Declutter Your Digital Life
CLEANUP: Between blogs, social networks, online media sites, photo-sharing sites, and more, much of our free time is spent in the digital world. While digital devices bring countless benefits, the pileup can become daunting. Here’s how to declutter your digital world.
Save Money with a Mortgage Refinance
OPPORTUNE TIMING: If you’ve ever considered refinancing your home loan, now might be the time. You could save thousands of dollars over the life of your loan if you qualify.
Rent-to-Own: The Unconventional Way to Become a Homeowner
TAKING A LEAP: As a renter, you’ve heard the old gripe "you’re throwing your money away." But if you haven’t saved enough for a down payment and you aren’t eligible for a mortgage, you don’t get much say in how you distribute your housing budget—unless you find a unique opportunity in which you can rent now with the option to buy later.
Home Buying Part 3: Life as a Homeowner
THE EXCITEMENT BEGINS: You just signed about a million documents, and now you’re officially a homeowner. Chances are, your emotions still are flying high with the rush of this huge life step. Then your brain catches up to reality with the “now what?” realization.
Home Buying Part 2: Purchasing Your First Home
HOME SWEET HOME: Once you’re preapproved for a loan, you can start the fun part of the home-buying process—looking for a house. Let’s break down the process, from identifying what kind of home you need and want to the closing.
Home Buying Part 1: Prepare Finances Before Buying Your First House
FIRST THINGS FIRST: Thinking about buying your first house is simultaneously thrilling and terrifying. Once you move past dreaming and decide that owning a home is something you want to pursue, understand that you have a lot of research and financial preparation ahead.
Good Roommate Relationships Start at the Start
AVOID THE WORST: Living with roommates can be fun, but sometimes even the best situations turn sour. From the get-go, outline lifestyle expectations and communicate openly to avoid tense relationships.