Comments Just Posted
I remember how surprised I was when I first learned how much one late payment can affect your credit score! It's amazing how such small things that no one thinks about can damage your credit.
Kelsey
Basic car maintenance works for me... keeping the tires at the right pressure, changing the oil every 3,000 to 5,000 miles, and making sure the air filter is clean. These are small fixes, but they make a difference...
Josh
I disagree completely I would go with the lower deductible on auto insurance. Even though it may be a little more its not so much more that it should affect how much you save. Most auto insurance places offer discounts for good drivers and for being a student and for having multiple policies with them. For disability 6 months seems like a long time waiting for your disability to click in. By that time you will use all of your savings depending on the situations. So why wait and spend all your savings when you can get disability sooner. If your disabled for a long term your savings should not be used up because you may really need it.
Victoria
The steps that I am taking is maxing out my 401K. My husband and I are both maxing out our 401K. Its the best thing to do and we have different kinds of accounts. One is retirement another is a savings for any immediate use and another is short term investments.
Victoria
04/10/2008
Isn't my tax rebate my "secret savings account" for my "free money"? Why spend it on something useful? vacation it is...
04/15/2008
I've got too much debt and not enough time for a vacay... my rebate AND my refund are going straight to credit cards :(
04/15/2008
I know it's the responsible thing to spend it repaying my credit card debt, BUT I'll slowly go insane if I don't spend it on some vacation instead. But kudos to you for being responsible Ted!
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